Free CFO Tools for Canadian Business Owners
The same lens a fractional CFO brings to client work, built into tools you can run yourself. No signup, no cost. Get a directional read on your numbers in minutes.
Financial Health Scorecard
Grade your finances across 6 dimensions in 2 minutes.
Open toolInstant CFO Snapshot
Drop in your QuickBooks GL export for a directional read on cash, spend, and momentum.
Open toolDo You Need a Fractional CFO?
7 questions to see if you're ready for strategic finance help.
Open toolFractional CFO ROI Calculator
See the dollar return of a fractional CFO vs doing it yourself.
Open toolSalary vs Dividend Calculator
Find the most tax-efficient way to pay yourself.
Open toolIncorporation Calculator
Should you incorporate? See the tax math.
Open toolBreak-Even Calculator
Find the revenue you need to cover your costs.
Open toolJob Margin Calculator
What a typical job actually keeps after materials, crew, and overhead.
Open toolWhen it has to be right
A loan, a big contract, or the CRA just put a date on your books?
Free tools give you a directional read. When the numbers have to be true, a CPA reads your books and tells you what they actually say. In writing, within 48 hours. $2,000, credited toward the sprint if you continue.
Start the Profit Clarity AuditWant a CFO to read your numbers with you?
These tools give you a starting point. A 30-minute call turns it into a plan.
Book a free call